TRAVEL INSURANCE

Working with a number of leading insurers we can compare Travel Insurance policies for people of all ages including those living with pre-existing medical conditions to help find the right cover at the best price. With bronze, silver and gold options across all insurers, you can choose the policy that best meets your needs and travel with confidence.

Call 0800 458 0459 to get your travel insurance quote in minutes.

Why choose Staveley Head for your holiday insurance?

• No Age Limit – There is no upper age limit on both single trip and annual multi-trip policies
• Cover for hundreds of pre-existing medical conditions with a fast and accurate medical screening and 24-hour medical emergency when you’re on holiday.
• Smart Luggage – the real-time payout policy of £500 if your luggage is deemed lost. Included on gold policies and can be added from just £3 to silver and bronze.
• Specialist Cruise cover plus additional benefits with some policies such as cabin confinement and missed port departure.
• Three levels of cover available – Gold, Silver and Bronze
• High Cover limits – Up to £15 million medical expenses cover, £12,500 cancellation cover and £3,000 baggage cover with additional options for high-value trips, with top up cancellation cover up to £50,000pp available*.
• Panel of Insurers- Working with a panel of insurers allows us to compare prices to find the best policy at the right price.
• Travel Insurance up to 20 months in advance for Single Trip Travel Insurance. Annual Travel Insurance can start 90 days in the future.
• Covid 19 Cover for cancellation, emergency medical expenses and repatriation.
• Winter sports and Golf cover available

Our types of travel cover?

Single Trip:  A single trip policy covers you for one holiday. The trip duration can be from 1 -365 days and can be arranged up to 20 months in advance. Cancellation cover on a Single Trip Policy starts from the moment you buy it, so you are immediately protected if you need to cancel for an insured reason.

Annual Multi-Trip:  Going abroad more than once in the next 12 months? An annual policy maybe better suited for more frequent travellers who require cover for as many trips as you need over the period of one year. You pay once for 12 months cover and have protection for an unlimited number of holidays within that period. It is worthwhile noting that each trip has a limit of up to 93 days.

Family Travel Insurance: Looking to go away with your family? You can choose a family policy which provides cover for up to two adults and four dependent children (under 18). For larger groups you can select a group policy

Travel insurance for over 65s: We provide single trip policies with no age limit. If you’re a frequent traveller, we can provide an annual multi-trip policy for all ages subject to medical screening and other personal circumstances.

What’s covered?

As we compare prices from a range of insurers, cover limits can vary. You will also need to consider how much cover you need, depending on the type of holiday you’re going on, how much it cost and what you’re planning on doing, taking your own circumstances into account.

Medical expenses up to £15 million per person.
Covers you for emergency medical treatment, repatriation and the services of a medical assistance company.

Cancellation up to £12,500 per person
Cover for any unused accommodation and travel expenses incurred as a result of having to cancel your holiday due to certain reasons.

Lost, Stolen or Damaged Baggage up to £3,000 per person
Cover for lost, stolen or damaged baggage including temporary replacement of lost travel documents.

Personal liability up to £2 million per person
If you cause damage to possessions or injure someone.

Curtailment up to £12,500 per person
Cover for unused portion of your travel and/or accommodation arrangements which were paid for before your departure if you have to cut short your trip.

Travel delay – £50 per 12 hours, up to a total of £350 per person
Cover if your public transport to or from your country of residence is delayed for 12 hours or more.

Legal expenses up to £25,000 per person
Cover for legal costs if you or a representative take legal proceedings in pursuit of compensation for illness, injury or death suffered on a trip

What’s not covered?

Undeclared Medical Conditions: Any medical conditions not declared will not be covered should you fall ill, whilst on holiday due to the condition.

Medical Treatment: Any medical treatment that can be conducted upon your return home.

Unnecessary Risks: Any self-exposure to an unnecessary risk that leads to an injury is not covered. This includes being under the influence of alcohol and/or drugs.

Claims arising: from the prohibitive regulations by the government of any country or not following FCDO Travel advice

Unattended money or valuables: For loss, theft or damage unless in a locked safe, hotel room, apartment or holiday residence.

Frequently asked questions about travel insurance

I haven’t booked my trip yet; can I still buy my insurance?

Yes, you can set your cover to start whenever you like. With pre-existing medical conditions, it’s often best to ensure you can get sufficient travel insurance before booking your trip.

I have a Global Health Insurance Card. Do I still need travel insurance?

Yes. Whilst an GHIC card will ensure you receive the same level of treatment as a citizen of the country you’re in, it doesn’t cover you for things like cancellation or delay and it won’t provide repatriation cover if you need to return to the UK. It’s also not valid on cruises or outside of certain European countries.

What if there are changes to my health after I’ve purchased my cover?

If there are any changes to the health of you or family members you must tell us before taking any future trips. We can then amend the policy for you and there may be an additional premium to pay.

What happens if my travel provider goes out of business?

Included in our gold policies and as an add on for silver and bronze Travel insurance policies, we have end supplier failure insurance. This covers you if your travel or accommodation providers cease trading before departure.

Will my policy cover pre-existing conditions?

Working with a panel of insurers we can offer cover for hundreds of pre-existing medical conditions. When completing the medical screening online or over the phone, declare all pre-existing conditions and we can help find the best policy for you explaining any exclusions along the way.

Can I set my annual insurance to start the day before my first trip?

Annual multi-trip policies can start as soon as a trip is booked or up to 90 days in advance this ensures cover for loss of deposit and cancellation charges.

What documents do I need to take on holiday with me?

You have access to all your Travel Insurance documents online through our ‘My account’ feature. If you wish to carry documentation on you, we recommend you take your travel insurance certificate and the relevant policy wording in case you need to make a claim.

Can I get immediate cover?

Absolutely. Single trip policies start with immediate effect and you can request an annual policy to start up to 90 days in advance. We recommended securing your travel insurance as soon as you book to ensure you’re protected against cancellation.

Will my policy cover me on a cruise?

Yes, we offer a specialised cruise cover plus additional benefits with some policies such as cabin confinement and missed port departure. Just make sure you answer YES to the cruise question and we will show you the relevant options

Does my policy cover winter sports?

We can include cover for winter sports as part of your travel insurance policy, although there may be a small additional charge to do so.

Other cover you may be interested in

Campervan insurance: We insure a range of models including DIY conversions, classic VW Campervans and Transporters. Discounts are given for limited mileage, compare our rates and get an online quote today.

Motorhome insurance: We can provide cover for American motorhomes, RVs and left-hand drive models. Discounts are given for enhanced vehicle security, get your instant quote online.

Caravan insurance: We insure touring and static caravans with discounts given for enhanced security, request your quote online today.

Breakdown insurance: Choose from our wide-ranging cover including roadside, recovery, homestart, nationwide and European assistance.

How to get a quote for your holiday insurance

Call our dedicated team on 0800 0815 036 and see how much you could save. Alternatively, get your quote online today.