How to insure a small van

Are you unsure what cover you need for your small van insurance? This can be one of your most important assets for your business, especially if you need to transport your tools or deliver goods to customers.

A small van can be cheaper to insure than a large van. However, it’s vital to ensure that you focus on getting the right cover. Focusing purely on price can be a false economy if you don’t get the correct cover you need.

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WHAT TYPE OF COVER IS NEEDED FOR A SMALL VAN?

It’s important to think about the level of cover you need and what your budget can afford. We have two levels of van insurance cover for you to choose from:

Comprehensive: This is typically the most expensive level of cover as it offers the greatest level of protection for your small van. Cover includes damage to your own vehicle and for accident, fire, theft and third party liability. Subject to criteria.

Third party, fire and theft: Will payout if you cause injury to other drivers, passengers and pedestrians or damage to other vehicles or property. It also protects you against any loss or damage to your vehicle caused by theft or fire.

HOW MANY PEOPLE NEED TO DRIVE YOUR SMALL VAN

Should you need to have additional drivers on your van insurance, you will need to provide the following information:

• All drivers personal details including name and date of birth
• How long each driver has held a full UK licence
• All drivers claims history
• If they have any convictions or fixed penalties

WHAT USE WILL YOU NEED THE VAN FOR?

If you use your small van for commercial purposes, then you might require extra cover. Here are some additional insurance products you might find useful for greater peace of mind:

• Goods in transit insurance: If you carry a range of goods in your small van as part of your job, you can protect them against loss, damage and theft
• Own tools cover: This protection covers the theft or damage to your tools or equipment. Potentially crucial if you require your tools to carry out your job

WHAT DOCUMENTS ARE REQUIRED TO INSURE A SMALL VAN?

No Claims Discount (NCD) is proof that you’re a careful driver and is a great way of getting a discount on your premium. If you wish to bring your NCD to Staveley Head; then you’ll need to obtain proof from your previous insurance company.

HOW CAN STAVELEY HEAD HELP?

If you’re looking for a quote please contact our dedicated and experienced van insurance team on 0800 0815 037, alternatively, we can provide you with a quote online.